Health insurance for parents visiting USA is critical in avoiding financial strain in the unfortunate case of an illness or injury occurring. Relatively minor incidents such as a cut while in the kitchen, a fall leading to a sprain or fracture or the flu leading to complications, are all too common, and treatment can get expensive. With an insurance plan in place, you can rest assured that if such an untoward events do occur, the expenses will be taken care of.
Hospital stays including the intensive care unit, doctor visits, surgery and tests related to diagnostics are all covered when a new injury or sickness is to be treated. Additional benefits include ambulance services, emergency medical evacuation, and repatriation. Round the clock travel assistance comes in especially handy when visiting parents have to take connecting flights and are in transit, and need medical or travel assistance.
Often times, along with the tickets, travel agents offer health insurance for parents visiting USA from India. These plans may not offer direct billing and might offer reimbursement upon return back to the home country. This is not convenient when treatment is needed. The plans offered by Visitor Guard USA are administered and underwritten by companies in USA. Thus claims settlement and billing is done right here. Also, with providers in the network, direct billing is typically possible, in addition to the discounts offered.
Affordable coverage through fixed or limited benefit plans is available. Here each covered service has a limit up to which the plan will pay. With the more comprehensive policies, there are no sub-limits and expenses are covered until the medical maximum is reached.
Visitors insurance for parents in USA also includes coverage in countries other than their home country. So a trip to Canada or Mexico would also be covered. Make sure to renew coverage before it expires if the trip is extended.