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Archives for July 2012

It Pays To Be On Your Guard and To Be Prepared When Traveling

July 30, 2012 by Chiranth Nataraj

Local and international travel has been consistently expanding and becoming easier over the past decade because of faster jets, quicker and more comfortable traveling time, and relative ease in securing travel documents. However, there will always be that hanging threat of a mishap, accident, or act of terrorism/crime that cannot be ignored.

 

 

 

 

 

 

 

 

 

 

 

 

 

Just this past July 3, an American, Howard Mills, visiting China on a business trip and traveling with his wife, got stabbed and died. The man who attacked him has a history of mental problems; he was not a terrorist or criminal. Incidents like these happen; the problem is not avoiding travel but being prepared and avoiding certain places. One of the most essential travel preparations one can do when traveling to a foreign country would be to get travel insurance. In the case of Mrs. Mills, her problem aside from the death of her husband was getting him repatriated to the U.S. and completing the travel documents, police reports, and medical certificates in a country where English is not spoken by the majority.

In the same manner, cases like the recent theater shooting in Colorado exposed a community to an unbelievable tragedy. No one expected it. Just as it happened here, it can also happen elsewhere. Within days of the Colorado heartbreak, a Japanese national went berserk in Manila, killing one and wounding several others. In Thailand, tourists are being targeted by criminals posing as taxi drivers, transvestites, or concerned locals. London, the site of the Olympics 2012, just charged the “Black Madam,” a British citizen of administering illegal silicone injection on a tourist who wanted enhancements on her body.

Whether the travel reasons are business, pleasure, or medical, it pays to get that added security of travel insurance. None of the victims expected to be victims. Almost all crimes on tourists and visitors are random but it shouldn’t stop anyone from enjoying the thrill of seeing a new place and meeting people from different cultures.

Filed Under: Visitor Insurance USA

Welcome Your Families and Friends with Visitor Insurance

July 25, 2012 by Chiranth Nataraj

For families settled in USA, a visit from their parents and loved ones is a great occasion to look forward to. You want to make sure their visit goes off without a hitch and that they enjoy their stay with you. But there could be some unexpected risks to deal with during their visit, such as an accident or a sudden illness. It is a known fact that medical care in USA is very expensive. To prepare yourself and your loved ones in emergency situations, it is wise to invest in a travel insurance plan such as visitor insurance USA.

Visitor insurance USA takes care of all medical expenses of your loved ones for the entire duration of their stay. You can save yourself from paying thousands of dollars as medical bills. It takes care of all emergency needs of your families, paying for sudden sicknesses or injuries during their visit. Insurance coverage is given for visits to the doctors, hospitalization, ICU, surgery and diagnostic tests. Additional services include emergency medical evacuation, ambulance services and repatriation of remains. There is an even round the clock travel assistance, which is helpful when visitors are in transit or need medical or travel assistance.

There are many plans which offer a network of service providers. This makes it easy to choose doctors, hospitals or therapists. Medical billing is done directly and there is cashless settlement of claims which will take away your worry of paying the bills. Customer service offers assistance at all times to take care of any emergency situation.

There are two types of plans on offer – Fixed Benefits and comprehensive. While fixed benefit plans are relatively cheaper, they have limits on covered services. Comprehensive plans have no sub-limits and medical expenses are covered until the maximum is reached.

When you have your family or relatives visiting you in the US, Visitor insurance USA offers them protection from any unforeseen medical emergencies. With the many benefits it offers, you can be assured of providing them a safe and secure stay.

Filed Under: Visitor Insurance USA
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