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Tips for your first trip to USA

May 24, 2013 by Chiranth Nataraj

Make your first trip to the US a wonderful adventure, getting to see new places and experiencing a totally different culture. With some pre planning, your time in the US can be fun and easy. Follow these tips to make your travel to the US the best experience ever.

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Choose a flight that is best suited for you; it is wise to book your tickets through a travel agent who can give some good discounts. To avoid confusion about flight timings, call up the airlines office to confirm. Make sure you get the details about your luggage limit for both check in and cabin luggage from your airline. On the day of your departure, reach the airport at least 3 hours before your flight, this way you can make your seat preference. Take care to see that each piece of your luggage has your name and address tag on it. Get currency of your destination country from any of the authorized foreign exchange counters at the airport. Keep your cabin baggage small and handy; pack important items like travel documents, one pair of clothes, a sweater, medicines and so on.

Before planning your trip to the US, make sure you research the places you will be staying at and make reservations in advance at hotels and inns. Carrying a laptop is good to keep in touch with your family and friends; you can even use it to browse the net or share your pictures with others. Do remember to carry your credit card with you; it comes in handy when you do not have enough money to buy something you like. However there are places that do not accept credit cards, so make sure you have your ATM card with you always. Make sure you pack a camera to record your journey and bring back some priceless memories. Lastly, don’t’ forget to get a travel health insurance to stay protected

Filed Under: Travel Tips

It is Dangerous to Ignore Expat Health Insurance

May 20, 2013 by Chiranth Nataraj

It is quite unfortunate that a lot of expatriates have a propensity to ignore or simply don’t realize the financial repercussions of their failure to obtain adequate health insurance cover when they are traveling abroad. Let us just assume that an expatriate was unlucky enough to engage in an auto crash and was unconscious without any expat health insurance cover in place before the accident. The fact is that the ambulance crew will attend to him and then take him to the hospital quite alright
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However, the unfortunate thing is that, instead of them making you better they will be looking to see the way they will be repaid while failure to make appropriate guarantees available can delay medical assistance seriously and in some scenarios, this can prove critical. How do the fees mount up, assuming you can provide a guarantee of payment?

As a matter of fact, the whole thing is a cost. The case is similar to that of the mini bar at the hotel which never ends. There are Consultancy fees, Hospital accommodation, Ambulances, Surgeons fees, X-Rays, Anesthetists fees, Theater costs, Pharmacy costs and Physiotherapy among others. The cost of treatment can cause serious damage to what ought to be a healthy bank balance if you don’t have adequate expatriate health insurance cover.

The truth is that we suffer ill health or injury all the time and it will be imprudent for us to rely solely on good fortune and even risky when the costs involved is considered. Using a car accident is a very good instance when compared to a person that falls seriously ill and that person is in need of regular medical care. The condition get worse fast and becomes far more severe in relation to costs. However, with expat health insurance in place, you are guarantee secured health because you will be treated at affordable cost.

However, the cost of a particular scheme may seem expensive initially; it will be an inexpensive necessity if it is balanced against the peace of mind from potential costs of funding medical care. Remember! It is dangerous to ignore expat health insurance. This is just a warning!

Filed Under: Insurance, Travel Tips

Indian Community Centres – a home away from home

May 14, 2013 by Chiranth Nataraj

For Indians settled in the US, community centers are a great way to keep in touch with their culture, preserve their traditions and celebrate their festivals. Parents visiting their children in the US find it a great way to spend time where they can relax and meet others, enjoy a meal or browse through Indian papers and magazines at the library. One can play games such as chess, caroms or cards or make use of the fitness center offering yoga and fitness classes.
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Community centers are also the preferred venues for concerts and weddings, a great way to meet other Indian families, especially for parents and seniors who feel isolated in a foreign country. With children leading busy lives, seniors often get depressed not knowing what to do with their time; a community center gives them a chance to spend their time doing the things they like besides providing them company of like minded people. Indian community centers come up with programs relevant to the younger Indian generation too, with recreational programs that promote Indian culture and values. Children and young adults enjoy participating in cultural programs at the community centers. There are hundreds of Indian community centers all over America that help in creating a place for family and friends to come together. They even offer services in areas such as health, legal aid and senior support and promote awareness and understanding of Indian culture. Some of the community centers have places of worship to provide a uniting spiritual experience for the Indian community.

A great thing with Indian community centers is that they focus on uniting a diverse Indian community and steer clear of dividing issues like religion, caste and politics. They make a huge difference in peoples’ lives by giving them a friendly environment to share their ideas and interests and take pride in offering them a home away from home.

Filed Under: Visitor Insurance USA

Dental Care Center For Severe Dental Complication

April 29, 2013 by Chiranth Nataraj

Are you one of those people who don’t uphold good oral hygiene at all time, or you don’t brush your teeth regularly? If your answer is “yes”, you will definitely face dental problem that can call for urgent dental care in an urgent dental care center. You will face a lot of dental issues early in life due to gross negligence. Toothaches as well as other dental problems can crop up at any time and when this happens, you surely require a visit to a good urgent dental care.

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Loss of teeth in old people always happens due to the fact that, they are not really keen about keeping their gums and teeth clean. To get rid of this problem that can later require urgent dental care, you must brush and floss on daily basis. On the other hand, regular visit to the dentist for dental checkups will stand you in good dental condition. If you have toothache, this can leave you with no other alternative than to visit an urgent dental care center immediately. In that case, you need instantaneous medical attention from a dentist.

However, you must be aware that not all dental care centers offer urgent care services. Therefore, always visit places where urgent care service is offered along with other cosmetic dentistry and general services. Trained dentists in the administration of emergency treatment will understand that patients that have serious aches are seeking quick relief. Hence, drive over to an urgent dental care center that offers emergency dental service when you have dental complication.

When it comes to urgent care, the medical personnel who keep a dental center running play a significant role. These medical staff should be able to finish all the primary procedures as fast as possible in order for the patient not to wait for long at the center. Make sure that you choose a center that has experienced dentist that is aided by a combined team of cordial and well-trained medical staff when you are seeking urgent dental care center.

Filed Under: Visitor Insurance USA

How to get a visitor visa to USA

April 25, 2013 by Chiranth Nataraj

For many people planning to visit their loved ones in the US, getting a visa is nothing short of a nightmare. The visa application process is a complicated one, with a great number of conditions and requirements. There are several steps to apply for a US visa:

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First, you will need to complete the online visa application form and take the printed confirmation to your visa interview. While completing your online DS-160 form, you will need to upload your photo, which must be in the format explained on the website. Once you have submitted your visa application form, you will need to schedule an appointment for your visa interview at a US embassy in your country. Remember, wait times for interview appointments are long, so apply for your visa early. You may need to pay the visa application fee before your interview, check the instructions on the website about fee payment. Before your visa interview, gather the required documents such as your passport that is valid for at least six months beyond your period of stay in the US, your DS – 160 form, application fee receipt and your photo. If you are qualified, some additional documentation may also be required, such as evidence of the purpose of your trip, your intent to leave the US after your trip and your ability to pay for your trip costs.

During your visa interview, a consular officer will decide if you are qualified to get a visa, and if so, the visa category that is appropriate for your purpose of travel. Digital finger print scans will be taken during your interview after which, your application will be sent for administrative processing. Once your visa is approved, you may be asked to pay a visa issuance fee as applicable to your nationality. To play it safe, do not make final travel plans or book your tickets till you are issued a visa and secure your trip to the US with visitor insurance.

Filed Under: Visitor Insurance USA

How to overcome Jet lag – Tips for seniors

April 22, 2013 by Chiranth Nataraj

According to a research study, almost 94 percent travelers experience jet lag on long distance travel; in fact, jet lag seems to be every flier’s nightmare, arriving at their destination with annoying symptoms of headaches, insomnia, digestion problems, disorientation and more.

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Fortunately, there are ways to avoid jet lag and prevent it from ruining your vacation with your loved ones. Here are a few tips:

When you fly long distances, you cross multiple time zones in a relatively short time that disturbs your natural body clock. Jet lag symptoms can last anywhere from a few hours to a week and vary with age; allow yourself a full day of recovery for every time zone you cross. To reduce jet lag symptoms, make sure you are fully rested before your flight. You can reset your watch to the time of your destination, as it will get you in the right frame of mind. Allow enough time before your departure and be sure to eat a light meal before your flight. Avoid alcohol, fizzy drinks and coffee as they cause dehydration making your jet lag worse. Stay hydrated by drinking plenty of water or soothing herbal tea before and during your flight.

Sitting in the same position for long hours on the flight can cramp up your muscles; try to get up and walk around whenever you can. Try to get some sleep on the flight, as a good rest will help you feel refreshed on arriving at your destination. You can use a travel neck pillow for some head support; sleep aids like earplugs or eye masks can help block out the noise and light, so that you can sleep comfortably. On arriving at your destination, go to bed at your normal time based on the local time as this will help you adjust to the new time zone quicker.

Filed Under: Visitor Insurance USA

Tips for Visiting Parents

April 16, 2013 by Chiranth Nataraj

It is an exciting time for parents planning a visit to the US to spend time with their children. But what parents need to understand is that the weather and lifestyle in the US are remarkably different from what they are used to back home. Any small change can lead to an illness, ruining your entire trip that you planned so perfectly. In order to enjoy your stay with your children, you need to keep yourself safe and healthy.

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It is good to get a physical check-up done before you leave for the US; you can consult your doctor who can help you prepare for your trip. As medical costs are very high in the US, it is wise to carry enough medical supplies with you; you can pack a basic medical kit with pain relievers, fever medicine and so on. Also, carry an extra pair of eye glasses in case you happen to damage them or lose them. As the weather in the US can vary widely, carry clothes that are appropriate for the season. Weather related sicknesses are very common but you can avoid colds and the flu if you are prepared with enough warm clothes.

Before driving on US roads, it is good to get familiar with traffic rules which may be different from what you are used to; get to know the safety rules, so that you can avoid traffic accidents. At home, take time to get familiar with your surroundings so that you can avoid tripping or slipping and injuring yourself. To stay healthy, eat food that is safe and preferably homemade. Make sure you stay active by taking up a physical activity such as walking or yoga. As even a minor medical emergency in the US can drain your funds, it is good to invest in a visitors insurance plan to cover your health expenses and protect your stay.

Filed Under: Travel Tips, Visitor Insurance USA

Best Cities to Visit in The US

April 11, 2013 by Chiranth Nataraj

The USA is the third largest country in the world and offers some of the best destinations to tourists. The cultural icons of Statue of Liberty, Grand Canyon and the Golden Gate Bridge are famous the world over. If you are planning a visit to the US, make sure you make a trip to some of these best cities.

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New York is one of the most fascinating cities in the world, a city that never sleeps; With the Statue of Liberty as a landmark, New York is not only famous for its museums, theaters and restaurants but also for its incredible architecture. Washington DC is one of the most powerful and multi cultural cities in the world. Visit the White House to get a glimpse of its great history and be sure to spend some time in its splendid gardens; the best time to visit Washington City is during the spring season. As most of the museums and memorials in the city have free entry, sightseeing is a treat for visitors. Las Vegas in the middle of the Nevada desert is the entertainment capital of the world, with its luxury resorts, exclusive spas and world class golf courses.

Los Angeles, the city of joy is a great place to explore with endless entertainment options and lots of shopping, making it a sought after destination. San Francisco on the west coast of the US is a popular place to visit with a wealth of attractions such as the Golden Gate Bridge, Fisherman’s wharf and so on. The city of Orlando in Florida is a major tourist destination with its wide range of theme parks such as Walt Disney world resort, Universal Resort and Sea World. Before making your travel plans to the US, make sure you have proper insurance protection to enjoy a safe holiday.

Filed Under: Travel Tips Tagged With: travel, usa

A Pleasant Stay for Your Parents in the US

April 8, 2013 by Chiranth Nataraj

If your parents are coming on a first visit to the US, you will want to make it a great holiday for them. Get started with some of these ideas to make it a fun visit for your parents.

To ensure a smooth journey for your parents, plan ahead and make flight bookings in advance. If it is a first time flight for them, it is better to stick to the most direct route to make it less stressful for them; connecting flights involving changing airports, long layovers without hotel options can be a nightmare.

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The first thing you need to do after they arrive is to make them mobile; there is nothing that irritates parents more than losing their independence. It is good to get them a drivers’ permit or a senior citizens’ pass for the bus. Keep them busy at home and take up on their offers to help; encourage them to do the things they have always wanted to do, like taking up a hobby, reading or taking long walks. Enroll them in a local Indian community center, where they can socialize with other fellow Indians. You can take them to show famous places such as the Grand Canyon, Niagara Falls and San Francisco city. Visit friends and relatives and invite them over for parties at your place as it will give your parents an opportunity to engage in some social activities.

Visiting parents love to visit places of worship, take them to visit the local religious places. Take them to visit local fairs in summers when there are a lot of local art and food festivals. It is a good idea to take them to the local farmer’s market, an activity that they will enjoy. Keep your parents healthy, as adapting to the US climate takes time, especially for elderly people. As ill health can strike suddenly, get some good insurance coverage for your parents and make their stay a memorable one.

Filed Under: Visitor Insurance USA Tagged With: parents, travel

Vacation to Grand Canyon

April 4, 2013 by Chiranth Nataraj

Adventure vacation in the Grand Canyon of USA is a lifetime experience. Feel the rush of adrenaline as you enroll for various activities like white river rafting, hiking, sight- seeing while walking through the Grand Canyon National Park. There are many packages to choose from and most of them can be tailor made as per your requirements. Journey through the north and south rim of canyon and explore the inner canyon on your day hike for an amazing world under these gigantic rocks. The magnificent Grand Canyon stand proud spreading over 277 miles of land. Carved by Colorado River over millions of years, the Canyon is defined and redefined. People often feel overwhelmed as they are surrounded by the huge natural wonder of the world.

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Grand Canyon National Park is full of surprises and you’ll find new adventures waiting for you at every turn. As you hike along the rugged rocks, you’ll be mesmerized by scenic beauty of this place.  Walk with the guides to the Pipe creek Vista and learn amusing historical facts and other information about the place. There are many trails to explore; you can discover the wonders of canyon on your own pace. Explore the mysterious Colorado River rafting through its gentle and wild waters amidst the Hualapai Indian Tribal Lands. While you are marveling at natures’ immense beauty, be careful and stay with your group. Hiking needs utmost attention and preparation before beginning the journey. Make sure you have a bottle of water, wear comfortable hiking shoes and book with a tour company which is experienced in organizing such trips.

If you are not a hiking person, you can opt for private vehicle or park shuttle to visit the Grand Canyon national park. The best part is to stay a night in the camps inside the canyon; sleep in a tent surrounded by millions of years old rocks. Most of the tour companies provide lodging in camps or hotels.

Filed Under: Travel Tips
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